help link hasselin me???

[goldengal]

hi

recieved a letter from link this morning saying i failed to make payments in accordance with the judgement order made against me in county court, I NO NOTHING OFF A JUDGEMENT MADE AGAINST ME AT ALL EVER ????

also the letter only says link it doesnt say who i am supposed to owe the money to in the first place before link took over???

it says if i dont pay in full they will either

send bailiffs round

attachment of earnings charge on my property( which i dont own anyway)

oral examination.

please anyone can you tell me what i should do

[winny14]

Hi

in the first instance i would cca them and write at the top I do not acknoweldge any debt to your company, dont sign your name on the letter just print it off, send it recorded delivery to their registered address and not the Po box number.

secondly i reccomend you do a credit check on your self to see if there is a CCJ registed againts you, if there is then i dont know what the next step would be but i'm sure someone with more knowledge than me will answer that for you.

dont discuss anything on the phone with these A...holes there are real aggresive bullyboys, dont give them your phone number if they havent got it already

good luck

[goldengal]

have just down credit check with experian it has no details of any county court judgement against me??? can any one advice me please

[IdaInFife]

They could be on a fishing trip, they may be looking for someone as the same name as yourself. I personally would not respond if i knew that i did not owe anyone. I would wait and see if they contact you again with any more details or you can do as winny has stated by sending them a cca.

 

 

Idax

[IdaInFife]

or

 

Dear Sir/Madam

 

Account no:

 

You have contacted me/us regarding the account with the above reference number, which you claim is owed by myself/ourselves.

 

I/we would point out that I/we have no knowledge of any such debt being owed to (insert company name).

 

I am/we are familiar with the Office of Fair Trading Debt Collection Guidance which states that it unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question.

 

I/we would also point out that the OFT say under the Guidance that it is unfair to pursue third parties for payment when they are not liable. In not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive/and or unfair methods.

 

Furthermore ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical/psychological harassment.

 

I/we would ask that no further contact be made concerning the above account unless you can provide evidence as to my/our liability for the debt in question.

 

I/we await your written confirmation that this matter is now closed. Otherwise I will have no option but to make a complaint to the trading standards department and consider informing the OFT of your actions.

 

I/we look forward to your reply.

 

Yours faithfully

 

 

 

(Your Name) Print do not sign

 

and send recorded

[mr.ton]

oral examination.

 

Now these DCA's really are pushing their luck