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I hope this is posted in the right section, someone let me know if it is in the wrong section.

 

Cutting a long story to the point,

I've had three unsecured debts go to court and had CCJs,

credit card debts,

I didn't attend.

 

 

All three applied to have a charge put on my property and I could live with that,

as I would be happy to pay up when I had the money (unemployed at the moment)

or when the house was sold.

 

It looks like one doesn't want to wait and

 

 

I've received a letter today (dated 17th Dec) saying the claim has been transferred to my local County Court for enforcement.

I take it this means that sometime soon I can expect the bailiffs.

 

My question are,

is the above assumption right and

if so, how long before I can expect a visit?

 

 

I know I shouldn't have stuck my head in the sand but what are my best options now, especially to head off a visit.

 

I don't have the money to pay them and all the card companies have sold the debt on to third parties.

 

I really would appreciate any help over the weekend, on Monday I'll give the CAB a call to see if they can give me any advice, but I really would like to hear some adivce before Monday.

 

Once again I know I should have done something before, I suppose like most people I just hoped it would go away, thanks in advance for any help.

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Transferring to your local court for enforcement probably means that a Warrant of Execution has been issued.

This means, as you rightly guess, that a bailiff will visit. This will be a court bailiff who will probably be a bit more civilised than the certified bailiffs you read about in other threads here. Nevertheless they are not necessarily pussy cats (although my local one would probably jump at his own shadow).

They have no automatic right of entry and you can simply refuse to let them in. If they persist then you should also persist. After a while they will give up and send the matter back to the creditor.

Warrants of Execution expire after six months.

  • Haha 1

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

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