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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 162 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Just wondering if there is a prescribed format for default notices for mobile phone contracts? I know when defaults are issued with a CCA-type default that there are certain things that need to appear. Is there anything like that for mobiles, such as time frames they must offer you etc?

 

Thanks

TheKat1979 - Taking Control!

 

Taking on -

Barclaycard via HFO - daft application form sent

Barclays Current Account - at AQ stage - fingers crossed asked for Hardship

Egg - various issues! Are about to default me on a disputed debt!

Bryan Carter CCJ set aside - looks to have been set aside without a trip to court! WOO!

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Thank you.

TheKat1979 - Taking Control!

 

Taking on -

Barclaycard via HFO - daft application form sent

Barclays Current Account - at AQ stage - fingers crossed asked for Hardship

Egg - various issues! Are about to default me on a disputed debt!

Bryan Carter CCJ set aside - looks to have been set aside without a trip to court! WOO!

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Share on other sites

I only ask as OH got a 'default notice' the same day as he got a final bill saying if he didn't pay in 7 days they would enter a default against him. They also said then that 'it wasn't too late to fix things' to restore his full service. Shame as we'd moved out of the property they sent this to about 3 weeks before they sent this letter and could really have done with the lines of communication opening up again.

TheKat1979 - Taking Control!

 

Taking on -

Barclaycard via HFO - daft application form sent

Barclays Current Account - at AQ stage - fingers crossed asked for Hardship

Egg - various issues! Are about to default me on a disputed debt!

Bryan Carter CCJ set aside - looks to have been set aside without a trip to court! WOO!

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Just wondering if there is a prescribed format for default notices for mobile phone contracts? I know when defaults are issued with a CCA-type default that there are certain things that need to appear. Is there anything like that for mobiles, such as time frames they must offer you etc?

 

Thanks

 

Actually, there isn't, but only because they're not obliged to send ANY formal Notice of Default, as this is a non-regulated service contract, the networks take great pleasure in using worlds like 'default' to mimic court or legal terminology. So, if they decide that they would like their bills to be paid 14 days after printing them, then as far as they are concerned, you are in default if you don't pay. Of course, if you DO pay, but it is 21 days after the bill is printed, the default morphs into a late payment flag and nothing more.

 

The time frames are what they and their IT department build into their accounting or billing systems. The great con, by Virgin Media is that the invoice for services is invariably dated a WEEK before it even arrives, and if you query hoe it takes 7 days to arrive, you are told yo complain to your local RM office. Since THEY pay for the postage, and use a third party carrier - that task is their alone. The cynic in me believes that the bills are printed on the correct date but posted 5 days later, simply to inconvenience customers and make them switch to DD.

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