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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 162 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Just some advice please............

 

Am in process of declaring BR and would like to vol repo the house.

There is no equity, and cannot afford the repayments on the 2 mortgages anymore.

The OR will not be interested in the house as there is no equity there.

I would like to know if anyone has done this and how you go about it, and what happened, how long it took etc..............

Any comments and advice welcome please.

 

Thanks guys!

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This is just my PERSONAL opinion - Normally I would say If there is anyway you can sell the house yourself Please consider that . Even if the lender takes you to court for possession and you can make some payment the court may give you time to sell if possible.

 

I know this is not easy and if you get a buyer the lenders still have to give permission for the sale. But as soon as you hand the keys over the COSTS are out of your control as is the selling price.

 

However if your application for BR is sucessful I guess any debt is not enforcable? I am not an expert in this area so over I hope you will get a more informative answer.But dont hand the keys over until you know exactly where you stand.

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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The Insolvency Service Website

 

 

this web site may help

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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  • 2 months later...

Ok update, Capstone are going for repo next week.

Questions....

 

1. Do i have to return the court forms? They went for repo before and was put off as we came to an arrangement before it went to court, so didnt return the forms last time as no need. Just wondered if i still had to send them in???

 

 

2.We want capstone to repo and will not be defending house! Do i need to send a statement to the court highlighting this decision? - we are now renting a house and have moved out of the propery.

 

3.Neither me or my hubby will be attending court, he has to work and cannot have time off, and i have to take my grandma into hospital for a small op on the date of the hearing. Will this be a problem seeing as we want them to reposess the property?

 

Any help will be gratefully recieved.

We are filing for BR the following week, so now feel there is light at the end of what has been a very long tunnel!!!!

Hard decision to make, but once done think things can only be better all round, and this site has been a godsend!

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