Jump to content
We are now - The National Consumer Service ×


  • Tweets

    No tweets were found.

  • Posts

    • I haven't heard back from Tom & Co. since my email on Friday. Surprising! In the meantime I am preparing to file my statement for good, so please find below a new version and the amendment details. I also have a few procedural questions: Do I need to attach any or all evidence at this stage?  My possible evidence consists of: All my correspondence with CMS, which they have already submitted as part of their own evidence. So I don't think I need to submit the same. I have a correspondence history of me trying to claim expenses from Saudia which was like pulling teeth. Do I need to submit this to prove that I gave the defendant many chances to make things right. I think this was more relevant for the actual trial and not that much for the set aside. Opinions more than welcome. Boarding passes to prove I was travelling to Korea when they were trying to harass me. Is this necessary?  Their request for a remote hearing and my response. Probably not that relevant but may as well include it if they want full correspondence. Can I claim for a return train ticket to the court and back for this hearing when I win? Can I calim for additional interest for the time Saudia have stalled my payment with their set aside rigmarole?   Updated WS:     Detail of changes: Added paragraph 1. Introduction 1.      My name is K and I am a particular with no prior legal training or experience. This is my first appearance at a court. Added paragraph 18. filing a defense late. I am not 100% sure that this is legally correct so please do comment 18.      Furthermore if the solicitor had missed the deadline by inadvertence, the correct steps to follow would have been to file their defence anyway, and the judge may have decided to proceed with the trial providing the defence was valid. Considering the defendant is a professional solicitor, requesting for an extension was a surprising – and ineffective – choice, and again I suspect that this has nothing to do with them trying to follow due process, but so that they could invoke court fees with the sole purpose of threatening me to pay for them.   Added mentions to the strike out and summary judgement in paragraphs 31 and introduction Added my address in the introduction Some typos and grammar fixes, still plenty I'm sure! Some shortenings. Yes I know it's still a bit long. If @FTMDave wants to make some further cuts, now is the chance!              
    • what's the debt all about OC type of credit  when taken out etc. is your home jointly owed? and no they can't change the £pcm ordered by the judge. dx
    • Thank you DX but what i dont get is why have they passed it over to their in house solicitors its been to court and the CCJ was issued 7 years back so the only thing that strikes me is are they going to negotiate a payment increase via the court or possibly a charging order, cant see any other reasons for transferring it, i may be missing something though
    • not gone anywhere Overdales are Lowells in House Solicitor. just a diff desk, a bit further away from the bog in the call centre, with a bloke wearing a diff coloured skirt from the rest dx  
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 162 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Thanks
        • Like

Recommended Posts

I have not come across this but i dont think they do. I know its up to us if we want health care insurance so if we want it and we can pay for it then we can have it.

 

The best question for me to ask you is what directly do u need to know about. Are you going to be entitled to some money soon.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

Stuff like p/t education courses, etc - eg if you declare one thing to one agency and another thing to the other agency, do they check with the other agency? Sometimes you can forget what you've told who. :eek:

Link to post
Share on other sites

u will need to tell them about the education as they do have a habit of sending you on there own govermant approved courses and to Job help things but as long as they no then it should not be a problem. I have been on 2 GCSE coure while on benefits they sore it as them not paying so who cares they also occassionally asked if i was doing well.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

If you declare part-time education you would have to prove it by providing your learners agreement.

 

The communication between different departments (ie, JSA and incapacity benefit) is mainly done through paper files stored remotely and computer system notes. If these are read and they notice a discrepancy then it could cause you problems.

 

The straight answer is "it could be a problem but it depends on what it is as to how likely an inconsistency would be spotted"

Link to post
Share on other sites

Thanks for the replies. Well, some agencies say that they share/check information with the DWP when assessing a claim (eg by checking with DWP to see you are receiving the benefit you claim) so at the same time - could the other agency pass on info given to them to the DWP which they might keep on record? And do they find out about people's savings through the Inland Revenue giving them info about taxable interest?

Edited by drodgers
Link to post
Share on other sites

People's savings information can be retrieved by fraud officers as part of an investigation. This sort of information is not asked for or checked during an initial claim though.

 

It is true to say that agencies do share information at the fraud stage though, for instance the local authorities' housing benefit teams work closely with the DWP's own fraud sections.

 

Again though you have to be more specific.

Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...