robison way and next

[theapoll]

Just a quick question whilst i deceipher the masses of info on this site:)

 

I had a debt with next, stopped paying (could no longer afford to) and they didnt want to accept any realistic repayment. This was a catalogue and then i got a account card so i could spend in store and this would be added to the catalogue account.

 

So, I dont rember signing a credit agreement for the account but signed a little slip so i could get the card. This was back in 2005/2006. Asked them for the credit aggrement and they sent me a copy of the slip. Asked them again for the credit aggrement- no answer.

 

I am still being harrased to this day by robinson way.

So:

1. i still want the original credit agreement should i ask robinson way for this?

 

2. how can i find out if robinson way are collecting on behalf of next or have brought the debt.

 

3. should next have given my details to robinson way knowing i asked for the credit agreement?

 

4. how do i get robinson way to stop harrasing me. They call me 3-4 times a day often every 30 mins! they have threatened me with court but dont take it any further.

 

How can i either get them to drop this altogether, or if i cant get the credit agreement push it through to the court stage so a judge can decide if i have to pay the debt and how much so i can get it out of the way.

 

Ps.debt is for £300

[Hardupnotfedup]

1. Tell rob way the account is in dispute, did you ever write to next and tell them it was in dispute.

2.you should have received notice from Next of their intentions also the letter from Robbers should tell you,

3. They should not have as account was in dispute

4. Phone harassment letter from templates.

5. They won't ever drop it but as they can't produce enforceable agreement you are under no obligation to pay, and doubt they will take it to court.

 

had a debt with next, stopped paying (could no longer afford to) and they didnt want to accept any realistic repayment. This was a catalogue and then i got a account card so i could spend in store and this would be added to the catalogue account.

 

The mind Boggles on this you can't afford the catalogue so they give you account irresponsible lending me thinks.

[Hardupnotfedup]

Do everything in writing recorded delivery, not ever on phone.

[diamondgirl]

subbing

[theapoll]

Thanks for the replys, i think i will write to both next and robinson way. I did not write a specific letter saying the account was in dispute to next but did ask for by credit agreement twice. Will keep this thread updated

 

wish me luck:)