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    • Hi Can you put post up in PDF redacted your full Tenancy Agreement we need to see it all not just those clause As for the Estate Agency stating your Rent and Deposit is paying for the Redecoration of the property is wrong as this was there and the Landlords responsibility to claim those cost back from the Previous Tenants from either their Rents or Tenancy Deposit therefore the Redecoration cost is the Landlords Problem not not yours nor your Rent or Tenancy Deposit (until end of Tenancy) I would be writing to the Estate Agency asking further to your telephone conversation with XXXXXXXXX  on XX/XX/2025 you require Clarification as it was stated by your employee that I would not receive any rent nor deposit back as compensation as the Landlord was using this to Redecorate the Property. Neither my Rent nor Deposit should be used to Redecorate this Property due to the Previous Tenants as this should have been claimed back from the previous Tenants via either there Rents or Tenancy Deposit. Further to this I collected the keys as agreed on the 5th July 2025 to move into this Property with no mention at all from your Estate Agency that due to all the Redecoration ongoing when I went to that Property on that date I was not able to move into the Property as Agreed in me Agreement. You have then move my moving in date to 11th July 2025 therefore my Rent payments should commence from 11th July 2025 and I require confirmation from PPM Estate Agency and if refuse this full clarification as to why and what Housing Legislation and clauses from my Agreement. DO NOT PHONE and ask this unless you can record the call Send it by email but also follow it up in writing and get free proof of posting from the Post Office
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    • Apologies for my laziness.  I did say I would read through the WS and suggest changes about two months ago ... but got lost in the fun of going on holiday twice. I promise that sleeves will be rolled up in the morning!
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I took out car finance with the BH in April 2009 and have since split up with my husband and also lost my job and therefore am unable to pay for the car.

 

Unfortunately the finance is in my name and the car is in my husband's name and he has since left with the car!!

 

I have spoken with BH who have said that they cannot defer payment as I have missed one already and the only option is to give the car back!! They did offer to reduce payments but cannot do so because I have no job at present, could someone please advise where I go from here?

 

I have made 9 payments to date of £316.00 per month.

 

Many thanks.

 

Mitcharlie

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Welcome to the site.

Can you confirm who BH is ?

How long is the agreement for ?

Have you put anything in writing/them to you ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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My actual agreement says HP not loan and I have the car over 43 months @ £316.46 per month, amount of credit £13,320 + total amount payable £17,207.32, I have this agreement on HP for upto 3 years and if I decide not to upgrade my car I have a final payment of £3,916 to end agreement :eek:. Hope makes sense???

 

BH is the Black Horse.

 

Mitcharlie

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I have no scanner but my son does I think so could do so tomorrow, I did ask BH if they could send me a copy of my agreement (as I have mislaid mine original) and they agreed although reluctantly but on receiving the said document it is only 4 pages of 7!!!!!

 

I am confused as to what to do next as obviously I cannot give the car back but on the other hand have no finance to pay the HP!! What a mess this is! I will ring BH tomorrow and ask for a full copy of the agreement as requested.

 

Thanks for your help and where will I send the copy of agreement?

 

Mitcharlie

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As You Have Paid More Than A Third, They Cant Repo The Vehicle Without A Court Order

 

If Anybody Comes To Collect The Car Tell Them To Bog Off Or Give It To You In Writing Its A Repo

 

Its Serious Without A Court Order

 

Its Called Unlawful Recession Of Contract

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You Scan The Agreement And Google Photobucket

Ignore The Adds And Register

 

You Then Use The Upload Link In Photobucket To Upload

 

Once Its In Photobucket You Can Then Paste The Image Code Onto Your Thread And Hit Post Quick Reply

 

Seems Daunting But You Will Get The Hang Of It

 

Just Ask On Your Thread For Instructions If Stuck

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