debt collectors trying to reclaim budget loan I didn't apply for

[SleepyKiki]

Hi

I recieved a letter yesterday from CCS collect working on behalf of the Department of works and pensions wishing to recover a debt. The letter stated that it was a formal notice of intended court action if I failed to pay the full amount within 7 working days. The letter didn't include details of the debt just that I had to pay it.

Several phone calls later the dwp informed me that I had received budgeting loans for £900 on 25 March 1996. I was in full time employment at this time and have never applied for or recieved a budgeting loan. The dwp couldn't tell me the address this claim was made for but could list the household goods which the loan was required for. I'm assuming that the dwp had made a clerical error but now I'm worried that someone may have made a fraudulent claim in my name.

I've spoken to the debt collectors and they a have informed me that the dwp will need to inform them to cancel their instruction to collect the debt. I made it clear that I will not pay back a debt that isn't mine. What can I do to rectify this?

regards K

[cerberusalert]

Send a SAR http://search2.openobjects.com/kbroker/dwp/dwp/search/search.lsim?qt=+subject+access+request&sr=0&nh=10&cs=iso-8859-1&sc=dwp&sm=0&sf=&ha=1092&mt=1 to see exactly what they have in your file. The DWP don't charge for this.

[SleepyKiki]

Thank you for the quick response. I'll get onto it asap.

 

regards K

[42man]

Just to add if you want to write to CCS Collect and state that you categorically deny having had any kind of funds from the Dept of Work And Pensions, and that you are investigating by way of a Data Protection Request. You might also question that even if it was your debt then surely it would be statute barred.

[Chris2121]

Complain to OFT my dad is having problems with DWP and CCS Collect is fraudsters

 

please see my message posted in another post copied and pasted below

 

 

Hey abs i would avoid these my dad has had problem with them over DWP debt i wouldnt even communicate with them to be honest i am currently talking to OFT to revoke their licence due to harassment / mis-conduct. They appear to be a fraudulent company i say this because they have been pranking my dads mobile phone from 15th February 2011 until today (24 February 2011) this has all been passed to OFT to look in to as this is a breach of the OFT guidelines if your going to communicate i would do it by letter and not phone.

 

Please see the list of prank calls received by CCS Collect below please note admin / mods i have stared out a few numbers if you say i is ok i would like to remove the stars so everyone can see the numbers to look out for that have CCS Collect on their plate. But i wont remove the stars until i get the all clear from you first.

 

 

1 x Prank Call from 07767****15 at 03:38pm On 15 February 2011

1 x Prank Call from 07972****06 at 09:27am On 18 February 2011

1 x Prank Call from 07891****30 at 04:35pm On 18 February 2011

1 x Prank Call from 07891****41 at 09:18am On 21 February 2011

1 x Prank Call from 07972****30 at 03:23pm On 21 February 2011

1 x Prank Call from 07972****26 at 04:49pm On 23 February 2011

2 x Prank Call from 07816****10 at 09:37am On 24 February 2011 and 3:37pm On 24 February 2011

 

Hope this shows CCS Collects true side this will be kept and used if DWP take any court action as i have informed OFT i will not let my dad pay DWP now as i am turning the table on DWP i am demanding compensation for my dad for the harassment / mis-conduct as they are the ones that hired them to collect such a debt

 

CCS Collect hope you can see this you make me so you even took 20p of my credit when i played you at your game by pranking you back not the end i will be doing it when your least expecting it could be midnight, 1am, 2am, 3am, 4am