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    • New thread started as you & LFI suggested.  It's best to have one ticket per thread, if not people get confused about which ticket they're giving advice for. Firstly, you have every right to be absolutely fuming at MFG.  You go twice and spend money - and what do you get?  A demand for £100!  Do the people who caused this mess resolve it?  No, they lie and mess you about.  No wonder you're so angry. However ... we're worried you’re leaving yourself open to accusations of theft (even though you made it clear the goods would be returned) and criminal damage.  If you take the initiative and approach the garage politely, (a) that covers yourself at least a bit regarding any possible criminal accusations, and (b) if the manager has a brain you two can easily sort everything out. I say if the manager has a brain.  They might try and play the hard case and stupidly put the blame on you.  Who knows. Anyway, how about sending this 1st class post on Monday?   Dear Manager, I am the person who temporarily took some non-perishable goods from the BP shop on Wednesday and left a letter. I have since calmed down and am writing this letter in a friendly, amicable way between adults without abuse or at all costs apportioning blame. What happened is that some time back I visited your premises at 3.15am to buy fuel.  I then revisited at 8.30pm the same day to use the shop. Afterwards I received an invoice from Euro Car Parks for £100 (discounted to £60 if paid within 14 days). What happened is that the ANPR cameras joined the two visits together and ECP issued the invoice for me staying an absurd 17 hours.  I mean you provide a good service but who would stay 17 hours! If you Google "double dipping" you will see that this is a continual problem in the private parking industry and the industry’s own Code of Practice highlights how steps should be taken to avoid issuing invoices in these cases. When I brought this to MFG's customer services' attention you refused to have the invoice cancelled.  I also visited you and again you were unhelpful. Please "take a step backwards" and put yourself in my position.  Say you visited a supermarket on a Saturday evening.  You also visited on a Sunday evening. Later you got a demand for £100 from a private parking company.  You politely asked the supermarket to intervene but they refused.  I think you would consider the matter unfair and you would be extremely angry with the appalling customer service. Anyone who has even a rough knowledge of the law knows that ECP are your agents, you called them in.  You are the organ grinder.  They are the monkey.  You can easily tell them to cancel this invoice. So i am writing to request an appointment with you in order firstly to return the goods which are yours and of course which I should never have taken.  I would like us to be able to speak in a friendly, adult manner. However, secondly I am not prepared to take all the blame for this matter.  I also request confirmation from you that you have had this unfair invoice cancelled. Yours,
    • well post it to youtube or facebook. so we can look at it.  
    • I've got it on my ring door bell footage I'm baffled! 
    • should have gotten your phone out and filmed them. dx  
    • its the OP's car PCN PARKING ON LOADING BAY NEXT TO DISABLED BAY - Local Authority Parking and Traffic Offences - National Consumer Service dx
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 162 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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anneyvs Abbey


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I have just started the process to claim back bank charges for my son on a closed account. My son has sent a letter of assignment on this account does this mean that I can deal with Abbey on the phone on his behalf.? Can anyone help

 

I am getting the usual runaround re s.a.r although I have been sent irrelevant paperwork by the Data Protection Team including some relating to somebody else's account including name & address and transaction details in response. This from a data Protection Team!!!!!!! No statements but acknowledged cheque letter dated 6/9. On 6/10 receive another letter from Pam Speed saying statements would follow in next 5to7 days for 14 months and the microfiche get out again acknowledged receipt of cheque. Non Compliance sent to Data Protection Team now getting letters from 2 different addresses. Have sent letter to Data Protection by Special Delivery.

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Hi, Anney, welcome.

In my opinion it may be better to avoid phonecalls if poss, and stick to letters - less complicated that way.

Please start yourself a NEW THREAD on the Abbey forum, you'll be among others with experience of how Abbey work.

Good Luck with your son's claim. :cool:

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  • 2 weeks later...

Well today got info going back to May 2000 unfortunately 2 months missing , We are up to £6935 already. Do I claim for unauthorised overdraft fee as well . Now the hard work begins will be needing loads of help. As a pensioner I do like a good fight so will keep in touch. I would like to go for fasttrack hate giving anything away so will take time and look at all aspects.

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Good for you, Anney.

 

Have a look at this thread....just click on the link....

 

D.P.A. SARs non-compliance

 

Read the thread carefully, it contains a number of scenarios regarding missing data, and below are a number of letter templates.

Just select the scenario that applies then scroll down to the appropriate template.

 

Good luck with your claim.

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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Hi,

I have looked at some of the links re missing data. I actually phoned and spoke to Sheena Small of the Abbey Data ProtectionTeam (01908 344061) who is really quite helpful even wished me luck with my claim.The pages I received had a range number on the rest was blank with handwritten "not Found" she explained that they just cannot find them. So even if I sent a non compliance they couldn't supply them. I think I will work out the average of 3 months either side and use this on the prelimanary request. I am using Mindzai spread sheet which is really good and simple for an old un like me.

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They are obliged by law to keep this information for 6 years plus the current year.

This is where the importance of letters over phonecalls comes in. It's difficult to prove what someone said on the phone.

 

One or two courses open to you .....

Report them to the Information Commission.

Now, when you work out your schedule of charges to be claimed back, estimate the charges you have probably had during the periods of missing statements, based on what you were charged either side of those periods.

 

Put the onus on the bank to prove that they didn't make those charges and at that level. To do that, they would have to find those missing statements.

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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Hi Again

Phoned Sheena Small this morning (Data Protection) asked it be put in writing that the 2 months can't be found as I may need for court . She said no problem she will mail department concerned once more and will definately have letter in my hands within a week . Keeping a friendly dialogue and it is working well so far she has done everything promised will confirm phone call in writing though now Prelim has gone off.:)

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Hello again, Anney.

 

Now that you are no longer a Newbie, can you start your own thread in the Abbey forum and post any questions and progress reports there. That will enable others who are also dealing with Abbey to offer better advice to you.

 

Good luck with your claim.

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

-------------------------------------------------------

LOOK! Free CAG Toolbar.

Follow link for more information.

 

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