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hi all, new to all this so please forgive my lack of knowledge on this subject as i'm simply a mechanic, the problem is i took out a secured loan with ge money in 2004 for £21,000 and fell behind with payments in 2005 which put me into arrears so from then on i've been paying them an extra £100 per month to try and clear the arrears, its not unil now that i've noticed that my loan and arrears balance is going up not down despite the regular payments, so following some similar posts on here about similar situations i requested an sar which came through last weeks and shows that every month and sometimes inbetween i'm been charged admin costs and late payment fees totaling over £9,000 since 2005, so just wondering what my next step should be in trying to get this money back and the £2,250 ppi they slapped me with at the start of the loan, thanks in advance mark

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