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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 162 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi All.

 

Over the past 3 weeks I've had numerous phone calls from a company which I believe are called C.A.R.S Debt Recovery. They've been calling me from a mobile.

 

I answered one of their calls and it took about 30 seconds for someone to speak to me, it was just quiet. A gentleman then quickly said it's C.A.R.S Debt Recovery and asked me to confirm my name and address. I refused to confirm either as I said I wasn't familiar with them. He then said he'll be in contact through the post and put the phone down.

 

From researching online this 'company' do not have a good reputation in the slightest. I am not aware of any debts that I owe so I'm confused as to why they're contacting me. Is anyone familiar with them? I've read that they tend to contact people with outstanding Fitness First or Three mobile phone bills. I've been a member of Fitness First and had a Three mobile contract however I'm almost certain there's no outstanding payments, so I'm not sure what to do!

 

Any advice would be appreciated! :-(

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Until they write to you, then I fear there is little you can do.

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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check your CRA file

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Hi having been in this position recently with C.A.R.S They made my life hell for some time. I finally complained to ICO and someone else, it was resolved in just 36 hours, and never had a call since bliss. the way forward is to complain and don't take no for an answer, its in one of my earlier posts

If I have been of any help, please click on my star and leave a note to let me know, thank you.

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Personally I would wait for definitive proof it is them, as you're only assuming that to be the case at present. You can't complain about them based on an assumption. Checking your CRF will only alert them further to you. If you believe you owe no money, then you probably don't - they've probably written to another 100 people who share your name in the hope one replies. They don't think about the sleepless nights they cause those like you, who have a conscience and worry - please try not to; believe you me, I know that's easier said than done!:-)

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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unless you input new info it does not alert anyone

old wives tale

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I stand corrected, but I thought it showed as an enquiry. Many people with poor credit are surprised at just how many enquiries there may be on their files, and by whom they were made.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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your searches only show to you.

 

if p'haps you update something

like a new AD it might alert them if they've the file flagged

 

however, mostly everything is already there

through voters & mobile phone contracts

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you! :-)

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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I answered one of their calls and it took about 30 seconds for someone to speak to me, it was just quiet. A gentleman then quickly said it's C.A.R.S Debt Recovery and asked me to confirm my name and address. I refused to confirm either as I said I wasn't familiar with them. He then said he'll be in contact through the post and put the phone down.

 

 

I think this from the OP clearly states the above and I simply responded to what I did in this position... it helps if you actually read the post correctly, not having a bop just stating what I read

If I have been of any help, please click on my star and leave a note to let me know, thank you.

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Indeed - my mistake, thank you. I'd still wait for something in writing though, unless the level of calls constitute harassment which is another thing entirely.

 

OP - do you have itemised billing, and do you have a record of the mobile telephone number? You are correct not to give any details over the phone. If they want you badly enough, they will write to you.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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there is a letter you can sent to cars here http://www.consumeractiongroup.co.uk/forum/content.php?493-Harassment-by-telephone-response-letter adjust and use this to send to CARS as addressed on your letters if you have one if not you may be able to send it to

 

C.A.R.S.

CreditLink Account Recovery Solutions Ltd

PO Box 6520

Basingstoke

Hampshire

RG21 4UY

 

 

Don't go through the security questions, Then tell them in writing only if they phone again and then hang up. Then stay off the phone to them

Edited by mikeymack2002

If I have been of any help, please click on my star and leave a note to let me know, thank you.

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TBH i'd sit on your hands

you don't really need to be opening a letter tennis session

till they play their cards

if you say your CRA file is clean

then even more so

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Evening DX100 the op has had enough of the telephone calls from C.A.R.S and wants this to stop, how can sending a letter to stop telephoning the OP be considered letter tennis?

If I have been of any help, please click on my star and leave a note to let me know, thank you.

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Although normall not recommended at all, if the OP is certain no debt is outstanding, I see no reason why either a letter, or a phone call, or both should not happen asking for their number to be removed from CARs' database as it is there erroneously and asking for all contact to cease. After this, if they continue, it is clearly harassment.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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the op's not been back in +2 weeks anyhow so

 

let await

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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