Direct Line (RBS) charged me £1,770 for 'Charge for Credit!!??

[melanie444]

Just had a look at my Direct Line loan offer dated 2001 - it has 0 (zero) against the Loan Payment Protection, but against Total Charge for Credit it has charged me £1,770! This took the original loan amount of £6,942 up to £8,712! I cannot remember anything about this, and certainly would have said no to PPI as any redundancy as a result of job loss would have taken care of this loan.

Moorcroft took this debt over and a recent statement from them stated the amount of £1,770 was in fact under the title: Insurance Premium, rather than Charge for Credit.

Can I claim this back?

[renegadeimp]

You need to sar rbs to find out exactly whats going on before you do anything.

[ims21]

Any chance you can post up the agreement you have been looking at please?

 

Use this method by dx100uk but remember to remove all personal identifiers first

 

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc using paint program

but leave all monetary figures and dates.

************************* ************************* *******

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

try http://www.pdfescape.com TO BLANK STUFF,

************************* ************************* ***********

or

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or use http://www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

 

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though dont use full bank names or CAG in the title

i'e Default notice DD-mm-yyyy TSB

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

[melanie444]

ahh thanks eveyone, apparently this was a typo on the forms, it should have been more clear, it was in fact the interest for the loan, it was placed against the Payment Protection Insurance by mistake by the bank admin. Thanks again.