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    • Their letter to you was rather condescending and even rude  "-in order to allow a reasonable driver to be notified of the terms and conditions". So f they do decide to go ahead from here remember that when responding to their Witness Statement as they never get that right. 
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    • We still have not seen either the Notice to Driver or hte Notice to Keeper PCNs. As these are legal documents that can help  your case could you please post them up. I did ask last year if you didn't retain the NTD that you send UKCPS an sar. Did you do that? If you don't have those two vital PCNs [not the reminders] can you please send off an asr now. Sometimes the rogues use Trace to confirm their address is till valid with a view to sending out a letter of Claim. If you have received the SAR could you please post up its contents.
    • One more thing Madge just make sure that you include the payment confirmation from the phone app to ECP. this will never see Court if anyone at ECP has the ability to read and understand English. Then send it off to court and ECP. Next -at least one bottle of wine between the two of you and relax. It is over..........................
    • Thank you Restart for posting the original PCN-it is the one that has to comply with the Protection of Freedoms Act 2012 Schedule 4. And thanks to Nicky - I hadn't noticed the word Reminder on the first PCN and wondered why it was posted on the 29th June but Restart said he had received it on the 24th. The original PCN is not compliant with the Protection of Freedoms Act Schedule 4 whicch means that you as keeper are therefore not liable for the charge. The driver is the only one now liable and as you haven't appealed they don't know who was driving so you are both in the clear.  It is non compliant because they have not included the actual parking period just their own ANPR times that obviously include driving from the entrance to the parking place and later driving to the exit. Section 9 [2][a] refers- (2)The notice must—(a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; They have also failed to ask the keeper to pay Section9 [2][e]  (e)state that the creditor does not know both the name of the driver and a current address for service for the driver and invite the keeper—(i)to pay the unpaid parking charges Sadly although both of you are in the clear there is nothing yoycan do to bring this to a quick close. So you will just have to read piles of letters containg threats and unlawful increases in the amount they are charging. They can all be safely ignored knowing that your case will be thrown out should it ever get to Court. Though Dave is right that a letter to Starbucks might get you a quick cancellation. All you have to watch out for is a Letter of Claim which if received let us know and we can advise a snotty letter to send back to them. The snottier it is the more likely they will decide not to go to CourtIn the meantime read up other cases which have been successfful or ongoing cases esprcially ones similar to yours to understand the way these vile companies operate. Do not contact them as  you might let slip who was driving and that at the moment is your strongest asset.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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I live in a leasehold flat, purchased in 2003, it is one in a block of eight.

 

The lease is very simple, I pay £50 per annum ground rent to the freeholder, and he has to arrange buildings insurance, divide the premium by 8, and collect the payment, the contents insurance is my responsibility.

 

Eight years ago, the freehold was purchased by a different landlord, there is another block of four, further along the street, and he bought those, too, he owns one flat, in each block, which he rents out.

 

He is now refusing to insure the properties, [which I would think is a breach of the lease], but my question is, can I, and the remainder of the residents, insure our properties?

 

Enquiries at two insurance agencies, reveal that they have conflicting views and are in utter confusion - what is the definitive answer, please?

 

Sam

All of these are on behalf of a friend.. Cabot - [There's no CCA!]

CapQuest - [There's no CCA!]

Barclays - Zinc, [There's no CCA!]

Robinson Way - Written off!

NatWest - Written off!

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Hello there.

 

I'll move this to the lettings/freehold forum and see if the guys know the answer. At this stage, I think it's more of a property question than a legal one and the thread can be moved later if need be.

 

My best, HB

Illegitimi non carborundum

 

 

 

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Thanks HB.

 

raydetinu, No, no other charges are in the lease, that's why he's refusing to arrange the insurance.

 

His idea of running the show is to get the insurance, divide by ten, [instead of 12, so that we would have to pay his portion], then stick 20% on top, as a self invented "admin fee", and tells us that we aren't entitled to a copy of the insurance.

 

That's why he's never had any money from us since he bought the leases, we keep asking for it to be done in a business like manner, but this isn't his way, it seems!

 

Sam

Edited by honeybee13
Potentially pejorative word removed.

All of these are on behalf of a friend.. Cabot - [There's no CCA!]

CapQuest - [There's no CCA!]

Barclays - Zinc, [There's no CCA!]

Robinson Way - Written off!

NatWest - Written off!

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Share on other sites

How is the buildings managed then, maintenance, repairs etc.?

If there is nothing in the lease about insurance then, surely you need to come to some arrangement, otherwise the whole lot could go up in flames and you would both lose out.

One for andydd, I think! try a pm.

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The insurance arrangements are in the lease, see para 2 in post# 1

 

Repairs are the agents responsibility, he is the agents for his two sons, who are the owners, and the total is to be split 8 ways, [4 in the case of the other block]

 

When the roof needed complete replacement about seven years ago, he wouldn't cooperate, saying to us that the roofs of "his" properties didn't leak!

 

Some of us had water ingress each time it rained - after 18 months, we made out own arrangements, when "our" contractors started work, he then said that his two sons owned a roofing firm, and that they had just ordered the materials, [for the "non leaking" roofs?], and that we should pay him, or he would take us to "The Country Court" - that's not a spelling error, by the way.

 

As he wouldn't pay his whack, we paid it, [£3000].

 

I have a letter from him stating that he considered the matter of the roof replacement, to be "racialist"!

 

He was arrested in May, for harrasment of another owner, and was given a "Criminal Caution", so he's skating on thin ice, he had one criminal conviction before his family bought the leases, and I understand a few CCJ are against his name, although that is only what I've been told .

 

Can anybody tell me if we can arrange our own insurance, please?

 

Sam

All of these are on behalf of a friend.. Cabot - [There's no CCA!]

CapQuest - [There's no CCA!]

Barclays - Zinc, [There's no CCA!]

Robinson Way - Written off!

NatWest - Written off!

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IMO arranging buildings Ins for ind flats in a block not owned by Ts will be v difficult.

 

Ask your contents insurer/underwriter if they can suggest a way.

 

By racist does LL infer that he is not IC1 (white European) and the Ts are?

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Thank you Mariner, we obviously need investigate further, and yes, the LL, and his family are from the Country that was home to "Bin Liner".

 

All of the owner/residents are white/British.

 

Pug

Edited by sameagle
Added last sentence

All of these are on behalf of a friend.. Cabot - [There's no CCA!]

CapQuest - [There's no CCA!]

Barclays - Zinc, [There's no CCA!]

Robinson Way - Written off!

NatWest - Written off!

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  • 2 months later...

Yes you do have the right to insure your own Flat. You'll find this in with the Unfair Consumer Contract Regs (1990). I'd also suggest Quote 123. I use them myself & have had no problem as I am not deemed a Tenant. Always remember that point - you are not a Tenant but a Leaseholder.

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