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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 162 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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They seem to be a Debt Collection Agency

 

http://www.pjcds.co.uk/

 

Have they contacted you about something ?

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Uploading documents to CAG ** Instructions **

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1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

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1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

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5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Oh dear !! Well I see they have Surgeons using their "professional" services, so I guess once they have hanged you, if you are on an organ donor list, they can sort that out at the same time :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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This company is known to have a very aggressive approach to collecting relatively small debts, especially in regard to retail business debts owed often to independent 'high street' businesses, opticians for example.

 

I have also seen the 'private hospital' industry using this company, it seems at times (to me) that they appear to me 'factoring' invoices.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi Brig,

Thanks for looking in.

You are right in your assumption about their approach as the content of their letter could be quiet frightening to some.

They are claiming their client is owed monies from over 3 years ago,first letter received in relation to this alleged unpaid invoice from them.

To be honest i don't think i owe this,99% certain and if memory serves me right i cancelled the advert but they published it and then tried to bill me which i refuted their invoice and that was that until now.

Any suggestions on the best way to nip this in the bud Brig?

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hello twoman, Ok let's try this,

The Compliance Manager

P & J

 

 

Ref: Use theirs.

 

 

Sir/ Madam,

 

I am receipt of your unpleasant and threatening letter dated xx.xx.xxxz., in which it is alleged that I owe a debt for £xxx.xx to xxxxxxxxx, TAKE NOTE I DO NOT acknowledge any debt to P&J or any company it may claim to represent.

 

I have no knowledge of any such outstanding invoice and therefore this claim is rejected and the account is disputed.

 

Unequivocal proof will be required from P&J and or the alleged creditor and until such proof is provided no further correspondence will be entered into.

 

 

 

Recorded signed for post.

 

Would love to see a copy of their letter!!

Edited by BRIGADIER2JCS

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi Brig,

Thanks for that.

I will scan,edit and post their letter up later.

 

Thanks twoman.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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That's a fairly standard letter for this lot, so have edited letter ready to send.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 1 year later...

Hi All,

This has raised its head again.

CDI have this....no problem.

They have had it for a while.They previuosly sent letters but i ignored.

What they have done now is sent the attached letter to both my neighbours.

 

Are they allowed todo this.?

Edited by twoman
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are they allowed to send out such a letter? probably. Are your neighbours allowed by law to respond? probably not.

There would also be problems if the company then acted using incorrect or false data supplied in this manner so that does leave certain avenues for action open, such as getting your next door neighbours to say that you have moved to (for example, address of Gartree Prison or local police station) and then leave it to the imagination of the tracing company to actually follow up the lead.

I like the idea of doorsteppers arriving without googling the address.

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