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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 162 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Does anyone know?


dani3741

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Hi in the process of claiming my charges from first direct on 2 accounts.My account im still waiting for my statements,but 2day they sent me a summary of cheque account charges and interest,this normally comes with my statements!!Anyway they have charged me £30 for going overdrawn £18 for less than 24hours.So I asked for these charges not to be appiled to my account as they are unlawfull and excssive.they came back to me and said it wasnt their fault the account had gone over and as part of the terms and cons there will be a £30 charge,but as a gesture of goodwill they will only charge me £15.What a cheek!!!Anyway i did say that i wanted a full refund but she wouldnt budge so i had to except the £15.im now feeling a little nervous that they will say the same to the rest when i ask for the last 6 years ????I will request the £15 when i send the letter.Has anyone got any advise felling Very nerous.

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Feeling nervous? Why?

 

Take a read of http://www.consumeractiongroup.co.uk/forum/hsbc-fd-hfc-successes/1505-monkey_uk-first-direct-2235-a.html

 

There really is no need to be nervous. As long as you read the FAQs and step by step guides, along with other information on this site, I'm 99.9% certain that you WILL win.

 

Please be assured, there really is very little to worry about.

If you found this post useful, please click on the "scales" icon in the bottom left of my post and say so!

 

The opinions of this post are those of monkey_uk and do not constitute sound legal advice. I am not a lawyer.

--

 

Halifax Unlawful Bank Charges: S.A.R - (Subject Access Request) Sent 28/02/07 - CC Statement's rcv'd 18/04/07 Bank a/c statements rcv'd 19/04/07

 

 

 

First Direct Unlawful Bank Charges: Settled in Full 12/05/06 | £2235.50

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As monkey says there is no need to be nervous if you read the instructions on here & also gain confidence from reading about other people's experiences from their threads.

 

Have a look at mine:

 

http://www.consumeractiongroup.co.uk/forum/first-direct/6740-kazzaw-first-direct.html

FIRST DIRECT: £4751.86 SETTLED IN FULL 5/07/06 :-)

 

TESCO VISA CARD: £90 SETTLED IN FULL 12/08/06 :)

 

LLOYDS TSB: £4403.59 SETTLED IN FULL 17/08/06 :)

EGG: £451.52 SETTLED IN FULL 18/01/07 :)

 

 

Opinions and advice of kazzaw are independent, offered informally, without prejudice, without liability, and not endorsed by the Bank Action Group. If in any doubt, seek the advice of a qualified, insured professional.

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Thank you !! reading your threads has helped a lot.I have read lots and lots accross this site ,it was just the woman on the phone sounded so clear that what they were charging was the most ok/normal thing in the world.Ive sent a letter to fist direct on my partners account yesterday asking for £1600 still waiting for my statements .Fingers crossed!!:confused:I think I may have jumped the gun tho as the letter I sent was £1300 charges and £300 interest can i not claim interest until i go to court?If this is wrong i sure they will but me right???

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